Available on iOS & Android

Your points deserve a better mate

The all-in-one app for Australian loyalty points.

Get notified when PointMate launches

Free to use · Premium from $4.99/mo · Launching soon

PointMate Pay screen showing cards ranked by estimated net benefit on a purchase

Pay

Surcharges and earn rates mean not every card gives you equal value on every purchase. Pay compares your cards side by side and ranks them by estimated net benefit after surcharges.

PointMate Flight screen showing the value of points on a flight booking

Flight

A Qantas economy flight to Bali might get you 1.6c per point. The same points, same airline, and same cabin class on a flight to Japan? Maybe 3.5c. Flight calculates the cents-per-point on any booking and shows how it compares to PointMate's benchmark range.

PointMate Cards screen showing a comparison of Australian rewards cards

Cards

With dozens of rewards cards on the market, it's hard to know which ones deliver the highest calculated return. Cards lets you browse, compare, and track every major Australian rewards card — from points value based on your typical redemption, to bonus reachability, to cancel-by dates.

PointMate Value screen showing a points balance converted to Australian dollars

Value

10,000 Qantas points redeemed as a gift card: about $45. Redeemed on an international economy class flight: up to $440. Value shows the full range for any balance across 15 programs, broken down by how you'd actually use them.

PointMate Portfolio screen showing total points net worth across programs

Portfolio

Qantas, Velocity, Amex, Flybuys, a couple of bank programs — what's all of that worth combined? Portfolio gives you a single dollar figure for your total points across your programs.

PointMate Goals screen showing months of spending required for a target flight

Goals

Saving for a dream flight but not sure how long it'll take? Goals estimates how many months of spending it takes to earn enough points for any route and cabin class.

PointMate Savings screen tracking dollar value gained from your points decisions

Savings

It's easy to forget how much value your points decisions add up to over time. Savings tracks every dollar logged from your card choices, flight bookings, and transfer bonuses.

PointMate Bonuses screen showing active transfer bonus promotions

Bonuses

Airlines and banks regularly run transfer bonus promotions that can boost your points by 15–30% overnight. Bonuses shows you every active promotion so you never miss one.

PointMate Alerts screen showing points program change notifications

Alerts

Programs quietly devalue points, change earn rates, and update expiry rules all the time. Alerts keeps you across every change so you're never caught off guard.

Built for Australia

66
Credit cards
17
Loyalty programs
9
Tools
QantasVelocityKrisFlyerAmex MRCommBankANZWestpacNABHSBCBendigo BankBankwestFlybuysEveryday RewardsAmplifyMyCardDavid JonesMyer One

No bank commissions.

No sponsored recommendations.

Just the numbers.

Every point has a dollar value

See what yours are worth in seconds, with PointMate.

Get notified when PointMate launches

Coming soon
Coming soon

Free to use · Premium from $4.99/mo · Launching soon