See what PointMate can do

Surcharges and earn rates mean not every card gives you equal value on every purchase. Pay compares your cards side by side and tells you which one to tap for the best return.

Not every flight booked with points gives you the same value — the same points can be worth twice as much on one route as another. Flight calculates exactly what your points are worth on any booking and benchmarks it against known valuations, so you know whether you're getting a good deal.

With dozens of rewards cards on the market, it's hard to know which ones give you the best value. Cards lets you browse, compare, and track every major Australian rewards card — from points value based on your typical redemption, to bonus reachability, to cancel-by dates.

Not all points are worth the same — 10,000 Qantas points and 10,000 Velocity points could be worth very different amounts depending on how they're used. Value converts any points balance into real Australian dollars, broken down by how you'd actually use them.

Most people have points scattered across multiple programs with no idea what they're actually worth. Portfolio tracks your total points net worth in real dollars, all in one place.

Saving for a dream flight but not sure how long it'll take? Goals shows you exactly how many months of spending it takes to earn enough points for any route and cabin class.

It's easy to forget how much value smart points decisions add up to over time. Savings tracks every dollar you've gained from better card choices, flight bookings, and transfer bonuses.

Airlines and banks regularly run transfer bonus promotions that can boost your points by 15–30% overnight. Bonuses shows you every active promotion so you never miss one.

Programs quietly devalue points, change earn rates, and update expiry rules all the time. Alerts keeps you across every change so you're never caught off guard.